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FINLOTUS BLOG
Planting seeds to grow financial confidence
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Financial Willpower is a Muscle
Here's what most financial advice gets wrong: it assumes you have unlimited willpower to resist temptation, stick to your budget, and make the "right" choice every single time. Spoiler alert, you don't. None of us do. And that's not a personal failing; it's just how humans work. Financial willpower operates much like a physical muscle. It can be strengthened with practice, but it also gets tired when you use it too much. Understanding this simple truth can completely transfor
Jen Scharien
Oct 293 min read
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The Three Money Management Tasks to Break the Paycheque to Paycheque Cycle
If you're living paycheque to paycheque, or keep paying off your credit card only to see it bounce back up again, you're not alone, and you're certainly not stuck. The path forward doesn't require a windfall or a finance degree. It starts with three foundational money management tasks that can genuinely transform your relationship with money. 1. Get Crystal Clear on Your Values Your values are your financial GPS. When you know what truly matters to you, your money decisions b
Jen Scharien
Oct 283 min read
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When Data Goes Feral: Knowing Which Numbers to Track (and Which to Ignore)
Does your financial data make you feel like this inside? I learned something important about data during my last half-marathon training....
Jen Scharien
Sep 223 min read
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Grow your Mindset Grow your Money
Your relationship with money starts in your mind. Just as Carol Dweck's groundbreaking research showed us that our beliefs about our...
Jen Scharien
Sep 173 min read
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