Finlotus Blog

Teamwork makes the dream work! This past weekend we took on a redesign of our upstairs bathroom. It's a small space, just a sink and toilet. We'd talked to a contractor about having it redone and the quote came in around $4,000, and that was with me still picking out everything I wanted in there: the wallpaper, mirror, light, vanity. It felt like a lot of money for one little room, so we decided to take it on ourselves. We fixed the toilet instead of replacing it. We swapped

There is a feeling a lot of us know pretty well. It's deciding to ignore your finances because dealing with them feels too hard. It is the chest tightening when your bank app sends a notification. The tab you open and close in the same motion. The "I'll deal with it this weekend" that somehow becomes six weekends in a row. The way someone casually drops "I just maxed out my TFSA" at a dinner party, and you smile and nod while quietly wondering if you are the only adult who do

This may be the only investment article you ever need to read! Do you want to get started with investing but keep hitting a wall? Maybe it feels too complicated, too risky, or like something you'll get to "when you know more." You're not alone, and you're not behind. Most people feel exactly this way, not because investing is hard per se, but because nobody ever explained it like a normal human being. That's what we're doing today. We are joyfully covering the basics of inve

You may never have thought about it before, and that's totally ok, but let's say you had to guess, or maybe you have been thinking about it a bit and wanted to tell a friend about it. What would you say? For the sake of this article, let's ground ourselves in a common definition of financial wellness and what we want to experience in our financial lives. Financial wellness is a state of being in which you can meet your current and future financial obligations, feel secure i