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FINLOTUS BLOG
Planting seeds to grow financial confidence
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#MAKEBUDGETSCOOL
#MAKEBUDGETSCOOL Let me get up on my soapbox for a moment and talk about why budgets are so great. I often hear people say 'they don't like budgets' or they 'don't believe in budgets' or they don't want to 'live on a budget' and it goes on and on. Everyday people and financial professionals alike. I'm here to say we need to STOP giving budgets a bad rep. We need to make budgets cool! Ok, maybe that's a stretch but imagine how much more excited we'd been to budget if society s
Jen Scharien
Jan 214 min read


Financial Willpower is a Muscle
Here's what most financial advice gets wrong: it assumes you have unlimited willpower to resist temptation, stick to your budget, and make the "right" choice every single time. Spoiler alert, you don't. None of us do. And that's not a personal failing; it's just how humans work. Financial willpower operates much like a physical muscle. It can be strengthened with practice, but it also gets tired when you use it too much. Understanding this simple truth can completely transfor
Jen Scharien
Oct 29, 20253 min read


The Three Money Management Tasks to Break the Paycheque to Paycheque Cycle
If you're living paycheque to paycheque, or keep paying off your credit card only to see it bounce back up again, you're not alone, and you're certainly not stuck. The path forward doesn't require a windfall or a finance degree. It starts with three foundational money management tasks that can genuinely transform your relationship with money. 1. Get Crystal Clear on Your Values Your values are your financial GPS. When you know what truly matters to you, your money decisions b
Jen Scharien
Oct 28, 20253 min read


Grow your Mindset Grow your Money
Your relationship with money starts in your mind. Just as Carol Dweck's groundbreaking research showed us that our beliefs about our...
Jen Scharien
Sep 17, 20253 min read


Impulse Spending & How to Beat It
With unlimited ways to use our money, we want to ensure our spending reflects our intentions rather than our impulses. Impulse spending...
Jen Scharien
Jun 17, 20255 min read


Is your money boring? FANTASTIC!
Tune out the headlines—financial peace comes from steady habits, not breaking news. The boring stuff in our lives doesn't get as much...
Jen Scharien
May 19, 20253 min read


Unlocking Your Financial Emotional Intelligence (FEQ): The Key to Better Money Decisions
Financial decisions might look like numbers on a spreadsheet—but inside, it's a full-blown color bomb of emotions. Okay, real talk: Have...
Jen Scharien
May 16, 20254 min read
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