Money is the amplifier in the happiness formula. I love the word Happy. It makes me happy to say, think, read, talk about. Honestly, if it wasn't already taken Finlotus would have been called 'Happy Money'. For me, being happy isn't a destination, nor do I feel pressure to always feel happy, but it's the baseline I strive for. I like to think that overall, I'm a pretty happy person. This plays a huge role in my relationship with money—in ways big and small. I want to be happy

Financial Wellness could be found in your latte We need to talk about coffee. Not because I'm about to tell you to give it up. (Please. I'm an accountant, not a monster.) But because the coffee-shaming in personal finance has gotten a touch out of hand. You know the story: "If you just gave up your daily $5 latte, you could save $1,825 a year! That's a down payment! That's retirement! That's financial freedom!" Cool. But also... what if your latte is one of three things keepi

Financial Wellness is a journey, mark your wins along the way! It's that time of year when everyone's talking about what they're going to do differently in 2026. But before we rush into all that "new year, new you" energy, let's pause for a second. Because I have a hunch about something: you probably made more financial progress this year than you're giving yourself credit for. Maybe you didn't hit that savings goal. Maybe you still have that credit card balance. Maybe you or

Here's what most financial advice gets wrong: it assumes you have unlimited willpower to resist temptation, stick to your budget, and make the "right" choice every single time. Spoiler alert, you don't. None of us do. And that's not a personal failing; it's just how humans work. Financial willpower operates much like a physical muscle. It can be strengthened with practice, but it also gets tired when you use it too much. Understanding this simple truth can completely transfor

If you're living paycheque to paycheque, or keep paying off your credit card only to see it bounce back up again, you're not alone, and you're certainly not stuck. The path forward doesn't require a windfall or a finance degree. It starts with three foundational money management tasks that can genuinely transform your relationship with money. 1. Get Crystal Clear on Your Values Your values are your financial GPS. When you know what truly matters to you, your money decisions b

Your relationship with money starts in your mind. Just as Carol Dweck's groundbreaking research showed us that our beliefs about our...

Transform your relationship with money through the art of mindful awareness

Buying your first home doesn't take a miracle; it takes a plan. Do you have dreams of owning a home but worry it's out of reach? Here we...

Get a high-five from your future self. As humans are great at looking back and seeing what we should have done, and lamenting on missed...

Financial Wellness helps us do our part to fight climate change. Climate change is big and scary, like a monster under the bed – except...

Tune out the headlines—financial peace comes from steady habits, not breaking news. The boring stuff in our lives doesn't get as much...

Financial decisions might look like numbers on a spreadsheet—but inside, it's a full-blown color bomb of emotions. Okay, real talk: Have...

Honestly this is what it all boils down to. Do you want to work for the rest of your life? No? then live within your means and invest....