Finlotus Blog

You may never have thought about it before, and that's totally ok, but let's say you had to guess, or maybe you have been thinking about it a bit and wanted to tell a friend about it. What would you say? For the sake of this article, let's ground ourselves in a common definition of financial wellness and what we want to experience in our financial lives. Financial wellness is a state of being in which you can meet your current and future financial obligations, feel secure i

#MAKEBUDGETSCOOL Let me get up on my soapbox for a moment and talk about why budgets are so great. I often hear people say 'they don't like budgets' or they 'don't believe in budgets' or they don't want to 'live on a budget' and it goes on and on. Everyday people and financial professionals alike. I'm here to say we need to STOP giving budgets a bad rep. We need to make budgets cool! Ok, maybe that's a stretch but imagine how much more excited we'd been to budget if society s

Financial Wellness could be found in your latte We need to talk about coffee. Not because I'm about to tell you to give it up. (Please. I'm an accountant, not a monster.) But because the coffee-shaming in personal finance has gotten a touch out of hand. You know the story: "If you just gave up your daily $5 latte, you could save $1,825 a year! That's a down payment! That's retirement! That's financial freedom!" Cool. But also... what if your latte is one of three things keepi

Financial Wellness is a journey, mark your wins along the way! It's that time of year when everyone's talking about what they're going to do differently in 2026. But before we rush into all that "new year, new you" energy, let's pause for a second. Because I have a hunch about something: you probably made more financial progress this year than you're giving yourself credit for. Maybe you didn't hit that savings goal. Maybe you still have that credit card balance. Maybe you or

Does your financial data make you feel like this inside? I learned something important about data during my last half-marathon training....

Your relationship with money starts in your mind. Just as Carol Dweck's groundbreaking research showed us that our beliefs about our...

Buying your first home doesn't take a miracle; it takes a plan. Do you have dreams of owning a home but worry it's out of reach? Here we...

Don't let your worries about unwated advice scare you away from profound guidance. When I was planning to start my own business, I was...

Get a high-five from your future self. As humans are great at looking back and seeing what we should have done, and lamenting on missed...

With unlimited ways to use our money, we want to ensure our spending reflects our intentions rather than our impulses. Impulse spending...

Businesses have figured out how to anesthetize that pain or paying Our bodies are wired for survival. Touch something hot and your hand...

Financial decisions might look like numbers on a spreadsheet—but inside, it's a full-blown color bomb of emotions. Okay, real talk: Have...