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FINLOTUS BLOG
Planting seeds to grow financial confidence
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#MAKEBUDGETSCOOL
#MAKEBUDGETSCOOL Let me get up on my soapbox for a moment and talk about why budgets are so great. I often hear people say 'they don't like budgets' or they 'don't believe in budgets' or they don't want to 'live on a budget' and it goes on and on. Everyday people and financial professionals alike. I'm here to say we need to STOP giving budgets a bad rep. We need to make budgets cool! Ok, maybe that's a stretch but imagine how much more excited we'd been to budget if society s
Jen Scharien
Jan 214 min read


How To Buy Happiness
Money is the amplifier in the happiness formula. I love the word Happy. It makes me happy to say, think, read, talk about. Honestly, if it wasn't already taken Finlotus would have been called 'Happy Money'. For me, being happy isn't a destination, nor do I feel pressure to always feel happy, but it's the baseline I strive for. I like to think that overall, I'm a pretty happy person. This plays a huge role in my relationship with money—in ways big and small. I want to be happy
Jen Scharien
Jan 196 min read


The Latte Factor Is Distracting (And Other Truths About Your Coffee Habit)
Financial Wellness could be found in your latte We need to talk about coffee. Not because I'm about to tell you to give it up. (Please. I'm an accountant, not a monster.) But because the coffee-shaming in personal finance has gotten a touch out of hand. You know the story: "If you just gave up your daily $5 latte, you could save $1,825 a year! That's a down payment! That's retirement! That's financial freedom!" Cool. But also... what if your latte is one of three things keepi
Jen Scharien
Dec 29, 20253 min read


The Financial Glow-Up You Didn't Know You Had This Year
Financial Wellness is a journey, mark your wins along the way! It's that time of year when everyone's talking about what they're going to do differently in 2026. But before we rush into all that "new year, new you" energy, let's pause for a second. Because I have a hunch about something: you probably made more financial progress this year than you're giving yourself credit for. Maybe you didn't hit that savings goal. Maybe you still have that credit card balance. Maybe you or
Jen Scharien
Dec 29, 20252 min read


When Data Goes Feral: Knowing Which Numbers to Track (and Which to Ignore)
Does your financial data make you feel like this inside? I learned something important about data during my last half-marathon training....
Jen Scharien
Sep 22, 20253 min read


Grow your Mindset Grow your Money
Your relationship with money starts in your mind. Just as Carol Dweck's groundbreaking research showed us that our beliefs about our...
Jen Scharien
Sep 17, 20253 min read


Plan to Buy Your First Home
Buying your first home doesn't take a miracle; it takes a plan. Do you have dreams of owning a home but worry it's out of reach? Here we...
Jen Scharien
Aug 18, 20256 min read


Is your money boring? FANTASTIC!
Tune out the headlines—financial peace comes from steady habits, not breaking news. The boring stuff in our lives doesn't get as much...
Jen Scharien
May 19, 20253 min read


Unlocking Your Financial Emotional Intelligence (FEQ): The Key to Better Money Decisions
Financial decisions might look like numbers on a spreadsheet—but inside, it's a full-blown color bomb of emotions. Okay, real talk: Have...
Jen Scharien
May 16, 20254 min read
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