This is the intake portion where we learn about who you are, your current relationship with money, where you want to see change and what questions you have about money and finances. 

The number one make or break success factor will be how well you define your values and goals. In this step we work together to identify and write them out to lay the foundation for your custom financial plan.

Before we can map out the road ahead we need to know where we are starting from. In this step we dive into collecting and analyzing your current income, expenses, and savings as well as your spending and saving habits and triggers (good and bad). We also use the specifics of your goals to calculate what it will take to reach them. 

Now that we have all of the data we create your custom plan to optimize spending and savings on a monthly and annual basis, tackle debt, and tie in the necessary amounts to meet your financial goal. The plan is complimented by information and guidance around money management best practice, guidance for developing strong spending habits and breaking bad ones, and financial literacy topics based on your burning money questions. 

Plan the work and then work the plan! We stick with you to integrate your custom plan into your life. As your accountability partner we will check in with you, tweak the plan, adjust to include new life events, and asks questions as they come up along the way.

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Our partnership will continue based on the right fit for you and your life. The initial steps will enable you to manage your plan going forward or you can choose to hire Finlotus to manage it for you.